Murray Homes under $400,000

Murray Homes under $400,000

Welcome to Murray, Kentucky – a charming gem nestled in the heart of Calloway County! Known for its vibrant community spirit and picturesque landscapes, Murray offers a perfect blend of small-town charm and modern conveniences. With a population that embraces its rich history and a commitment to fostering a welcoming environment, this city is an ideal place to call home.

Murray is not just about beautiful scenery; it’s also a hub of activity. The city boasts an array of local shops, delightful eateries, and recreational opportunities that cater to residents of all ages. Whether you're enjoying a leisurely stroll through the historic downtown area or taking advantage of the nearby Kentucky Lake for boating and fishing, there’s always something to do in this lively community.

For those seeking a home in Murray, you’ll be pleased to find a variety of options available under $400,000. This price range opens doors to charming single-family homes, cozy townhouses, and even some newer constructions that offer modern amenities. With spacious yards and friendly neighborhoods, you can find the perfect setting for your family to thrive.

Murray is also home to a strong educational system, including Murray State University, which adds to the city’s dynamic atmosphere. Whether you are a first-time homebuyer or looking to downsize, Murray presents an inviting opportunity to invest in a beautiful home without breaking the bank. Explore your options in this delightful city today, and discover why so many choose to make Murray their home!

Newest Murray Homes under $400,000

1306 Story Ave, Murray
$184,900
3 Beds ⋅ 1 Baths ⋅ 26027069 MLS
Located in Murray close to literally everything, this 1260 square foot, 3-bed brick home has been remodeled and updated for the next owner -- new windows in 2022, new roof in 2020, new HVAC in 2020 (under parts warranty until 2028), and new water heater in 2025 (under warranty until 2029). Great investment rental as well.

1306 Story Ave, Murray
1795 Rob Mason Rd, Murray
$85,000
2 Beds ⋅ 1 Baths ⋅ 26026826 MLS
Investor and fixer-upper opportunity just a few miles outside of Murray, KY! PRICED TO SELL! This 2-bedroom, 1-bath home sits on approximately 2.25 acres and is ready for someone with a vision to bring it back to life. With 1,209sqft. finished on the main level, and an additional approx. 600sqft unfinished upstairs. Being sold in AS-IS condition and will require significant TLC and renovation. Also included is a single-wide mobile home on the property; the mobile home does not have a title. Cash or conventional loan buyers likely will be the only candidates! Whether you're an investor looking for your next project, a buyer searching for a rural fixer-upper, or a builder looking for a potential homesite, this property offers plenty of possibilities. The acreage could potentially accommodate a new build or multiple residential structures, subject to approvals. Priced to sell and ready for a quick sale—bring your vision and make this property your next project!

1795 Rob Mason Rd, Murray
400 S 6th St, Murray
$150,000
2 Beds ⋅ 2 Baths ⋅ 26026582 MLS
Investment opportunity in a convenient Murray location near the hospital, schools, shopping, and dining. This brick duplex features two separate 1-bedroom, 1-bath units, each with its own private entrance. Appliances are included, and mini-split systems provide heating and cooling in each unit. Electric and water are separately metered, making management simple for an investor or owner-occupant. Laundry is located in the basement. A great opportunity to add a low-maintenance income-producing property to your portfolio.

400 S 6th St, Murray
301 N 7th St, Murray
$150,000
2 Beds ⋅ 2 Baths ⋅ 26026584 MLS
Duplex located on the corner of North 7th Street and Olive Street, offering a great opportunity for an investor or owner-occupant. Each unit includes 1 bedroom and 1 bathroom, along with its own private laundry area. Unit B features a studio-style living and bedroom layout, creating an efficient use of space. The property also offers a large yard and off-street parking, adding convenience for tenants and flexibility for future use. With two separate units and a convenient location, this property offers solid rental and income-producing potential.

301 N 7th St, Murray
637 N 4th St, Murray
$214,900
3 Beds ⋅ 2 Baths ⋅ 26026214 MLS
A Murray charmer with nearly 2 acres to enjoy! This 1.5-story home offers 3 bedrooms, 2 full bathrooms, and two separate living areas. The main level features two bedrooms, both full bathrooms, and a large den offering additional living space. Upstairs, you'll find a spacious lofted living area that leads into the third bedroom. The unfinished basement is accessible from both inside and outside and provides plenty of additional storage. You'll love that it is conveniently located to downtown Murray, Murray State University, shopping, dining, and more. This home is move-in ready and waiting for its next owner - come see it today!

637 N 4th St, Murray
93 Clayton Dr, Murray
$164,900
4 Beds ⋅ 2 Baths ⋅ 26025949 MLS
Large home that need refurbishing sitting on approx. 5.5 acres in a great location. Lot's of possibilities for the handy person and room for a horse! Per the sellers, the septic system has been pumped out and is working satisfactory

93 Clayton Dr, Murray
65 Persimmon Dr, Murray
$215,000
3 Beds ⋅ 2 Baths ⋅ 26025882 MLS
Situated on a spacious corner lot just approximately 2.5 miles from the city limits, this brick home offers 3 bedrooms, 2 bathrooms, and plenty of room to make it your own. The property includes two lots totaling approximately 1 acre, two driveways, a 2 car attached garage, and an additional carport awning. Inside, you'll find a formal living and dining area, a spacious den with a fireplace, and a sunroom overlooking the property. The walkout basement features a large great room and opens to a patio, providing additional space for relaxing or entertaining. A covered front porch and deck offer even more places to enjoy the outdoors. While the home is ready for updates, it offers a spacious layout, multiple living areas, and plenty of potential.

65 Persimmon Dr, Murray
59 Pope Dr, Murray
$175,000
3 Beds ⋅ 1 Baths ⋅ 26025762 MLS
Approximately 1.3 acres spanning 6 lots on Kentucky Lake at Lakewood Shores! Enjoy beautiful lake views and plenty of space to make this property your own. This home offers nicely sized bedrooms, two separate living areas, a convenient utility room, and a spacious garage with great storage space beyond. A welcoming front seating area provides the perfect spot to relax and take in the water and surrounding landscape. Step out back to the covered porch and enjoy peaceful backyard views as well. With a generous lot package, scenic surroundings, ample storage, and a versatile layout, this property is ready for you to update and upgrade to fit your vision and lifestyle. Bring your ideas and make this Kentucky Lake property your own!

59 Pope Dr, Murray
503 S 9th St, Murray
$175,000
2 Beds ⋅ 1 Baths ⋅ 26025392 MLS
This is the opportunity you've been waiting for! Rarely does a home come along that offers this combination of modern updates, convenience, and value, making it an especially appealing option for first-time buyers, those looking to enter the market, or anyone seeking a comfortable home in a fantastic location. Located in the Murray Independent School District, this recently updated 2-bedroom, 1-bath home is just blocks from the hospital and downtown and only minutes from Murray State University. Enjoy the convenience of having shopping, dining, entertainment, and everyday essentials close by while still having your own private space to relax and unwind. Inside, you'll find a fresh, modern feel with numerous updates designed to make everyday living easier. Features include vinyl windows, multiple ductless heating and cooling units, new cabinetry and countertops, and luxury vinyl plank flooring throughout. The addition in the rear of the home offers provides generous laundry and storage space along with a spacious walk-in closet — a feature that's sure to be appreciated in a home of this size. Step outside and you'll find a large, completely fenced backyard on a level lot, offering plenty of room for pets, gardening, entertaining, or simply enjoying your own outdoor retreat. Exterior electrical outlets have been added to both the front and back porches, making it easy to create inviting outdoor living spaces. Custom landscaping adds curb appeal and gives the property a polished, welcoming feel. The detached garage provides protected parking plus additional storage! With its desirable location and extensive updates, this home offers an excellent chance to stop renting and start building equity. If you've been waiting for an affordable home that doesn't require a long list of projects, this one deserves a look!

503 S 9th St, Murray
2131 Southwest Dr, Murray
$330,000
4 Beds ⋅ 3 Baths ⋅ 26024879 MLS
Welcome to this spacious 4-bedroom, 3-bath home, ideally situated on a corner lot in the established Southwest Villa subdivision. Enjoy the benefits of living outside the city limits while remaining just minutes from Murray and its many conveniences. Inside, the generous kitchen offers beautiful custom cabinetry and plenty of room for dining and gathering. From the living room, step into the sunroom, an inviting space to enjoy throughout the year. Tucked away on one end of the home, the primary suite provides added privacy with walk-in closets and a large en-suite bathroom. Upstairs, an oversized bedroom features its own full bathroom and spacious walk-in closet, creating a comfortable and private space for family or guests. A floored attic offers valuable additional storage, while the attached two-car garage adds everyday convenience. With its spacious layout and flexible living areas, this home is ready to welcome its next owners.

2131 Southwest Dr, Murray
1701 Keenland Dr, Murray
$310,000
3 Beds ⋅ 2 Baths ⋅ 26024153 MLS
Beautifully Remodeled Brick Home in a Great Location! Welcome home to this beautifully remodeled 3-bedroom, 2-bath brick home, offering a fresh, modern feel while maintaining the timeless appeal of brick construction. Thoughtfully updated throughout, this home features stylish finishes, updated living spaces, and a comfortable layout designed for everyday living and entertaining. The spacious bedrooms provide plenty of room for family, guests, or a home office, while the two full baths offer convenience and functionality. The kitchen features new cabinetry, granite countertops and new appliances. Whether you're a first-time buyer, growing family, or simply looking for a move-in-ready home, this property is ready to impress. Come see the updates and discover all this charming home has to offer!

1701 Keenland Dr, Murray
409 N 18th St, Murray
$350,000
3 Beds ⋅ 2 Baths ⋅ 26024636 MLS
Brand new, but far from builder basic! Completed in 2026, this semi-custom 3-bedroom, 2 bath home is filled with thoughtful upgrades and custom finishes you don't typically find in new construction built to sell. The open floor plan features trendy light oak 100% waterproof LVP flooring, while the kitchen steals the show with KraftMaid wicker-stained oak cabinetry, glass-front display cabinets with lighting, quartz countertops, soft-close cabinetry, pull-out lower drawers, hidden trash storage, tile backsplash and black stainless appliances. Just off the hallway, a separate butler's pantry provides the perfect place to tuck away those appliances while adding tons of extra storage and workspace. The spacious primary suite feels like a retreat with a custom double vanity, quartz countertops, soaking tub, private toilet area and beautifully tiled walk-in shower with a dual-head shower system. Two additional bedrooms plus a versatile flex room offer plenty of options for a home office, gym, playroom or additional storage. Outside, enjoy a covered back patio, private-feeling backyard and an oversized 2-car garage with room for additional storage. Situated on approximately .7 acre within Murray city limits and the Murray City School District, you get a hard-to-find amount of yard without giving up convenience. Even better, you're within walking distance of Murray State University and the Arboretum, and just minutes from everything Murray has to offer. New construction with this level of detail, location and lot size is one you'll want to see in person!

409 N 18th St, Murray
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